Stocks & Bonds

When you purchase stocks, you become a part-owner into a company. The value of the stock you purchase will depend on the earnings of the company in which you are purchasing stock. If profits are high, your stock may go up; if profits are low or loss is experienced, your stock may go down. In general, the higher the potential return is, the higher the risk of loss is as well. Stock investing involves risk including loss of principal. That’s why it is key to use a financial services firm like Banterra Insurance and Investments to offer recommendations and guide you through your investment planning.

Stocks & Bond Offerings Include:

Stock Type	Stock Details
STOCKS - Ownership Stake In A Company	When you purchase stocks, you become a part-owner into a company. The value of the stock you purchase will depend on the earnings of the company in which you are purchasing stock. If profits are high, your stock may go up; if profits are low or loss is experienced, your stock may go down. In general, the higher the potential return is, the higher the risk of loss is as well. Stock investing involves risk including loss of principal. That’s why it is key to use a financial services firm like Banterra Insurance and Investments and Investments to offer recommendations and guide you through your investment planning.
BONDS - Making A Loan To A Company	Investors who purchase bonds are essentially offering a loan to a company (or other organization). Bonds are used to gain capital without giving up managing control of a business. Individuals who purchase bonds do not receive a share of the company’s profits, but instead receive a fixed return on their investment which is the interest-rate percentage above the original price of the bond (called a “coupon rate”). Bonds have specific time periods, but can be sold prior to maturity. Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise and bonds are subject to availability and change in price. An Investment Representative can assist you with bond purchases for your portfolio.

Stock Type

Stock Details

STOCKS - Ownership Stake In A Company

When you purchase stocks, you become a part-owner into a company. The value of the stock you purchase will depend on the earnings of the company in which you are purchasing stock. If profits are high, your stock may go up; if profits are low or loss is experienced, your stock may go down. In general, the higher the potential return is, the higher the risk of loss is as well. Stock investing involves risk including loss of principal. That’s why it is key to use a financial services firm like Banterra Insurance and Investments and Investments to offer recommendations and guide you through your investment planning.

BONDS - Making A Loan To A Company

Investors who purchase bonds are essentially offering a loan to a company (or other organization). Bonds are used to gain capital without giving up managing control of a business. Individuals who purchase bonds do not receive a share of the company’s profits, but instead receive a fixed return on their investment which is the interest-rate percentage above the original price of the bond (called a “coupon rate”). Bonds have specific time periods, but can be sold prior to maturity. Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise and bonds are subject to availability and change in price. An Investment Representative can assist you with bond purchases for your portfolio.